Latest Insights and Articles
The Lending Market Is Splitting in Two — Here’s What’s Happening Right Now
A Market Moving in Two Different Directions The lending world is changing quickly, and 2025 is shaping up to be a year where the gap
Before You Consolidate Your Debts: A Practical Guide for Home Loan Seekers
When someone comes to me about getting a home loan, one of the first things we go through is their current debts. Car loans, credit
WHAT THE NEW 20% DTI RULE MEANS FOR BORROWERS FROM 1 FEBRUARY
APRA has announced a change that will affect how banks assess home loans from 1 February, especially for borrowers stretching their borrowing capacity. If you’re
Mortgage Outlook for 2026: What Borrowers Need to Know Now
The end of the year has brought a mix of steady and shifting signals across rates, housing affordability, and employment. And while the headlines can
Credit Reporting and FIRB Approval in Australia: A Complete Guide for Foreign Buyers
Buying property in Australia as a foreign buyer is not just about finding the right home. It comes down to two critical approvals that must
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